Climate, Insurance, and Resilient Choices
Insurers increasingly price per-parcel risk for flood, fire, and wind, influencing monthly budgets and lending. Have changing premiums reshaped where you would buy? Your experience could help others compare hidden long-term costs.
Climate, Insurance, and Resilient Choices
Elevated foundations, fire-resistant materials, better drainage, and backup power are moving from optional to essential. If you upgraded for resilience, what paid off first—peace of mind, insurance savings, or fewer repairs?